Consumer loan
	Rate 24%	Term up to 1 year	Loan amount from 50,000 to 1,000,000 rubles
	Consumer loan is a loan to individuals for consumer needs with the obligatory provision of collateral. A pledge of property, a surety or a bank guarantee are considered as collateral.

	Salary loan
	Rate 24%	Term Up to 1 year	Loan amount 5 months’ salary amount
	A salary loan is a loan to individuals, secured by the Borrower’s salary credited to a plastic card issued by CB “CIBIT-BANK” LLC, as well as two guarantors-users of plastic cards issued by our Bank. The loan is repaid by debiting funds from the Bank card on a monthly basis at the time when the salary is credited.

Credits to CIBIT-BANK
To apply for a loan, you need to come to the Bank’s office for consultation with a specialist of the Credit Department	During the meeting, The Bank’s specialist will familiarize You with the list of documents required for obtaining a Loan, advise on their form and content, and answer all your questions, as well as provide an application form for obtaining a loan.	Detailed information can be obtained by phone +7(840)229-41-83, e-mail: credit@cibit-bank.com